Financial Policies

Esthetic and Restorative Dentistry is an excellent investment in an individual's well-being. We firmly believe that financial considerations should not be an obstacle to obtaining the treatment you desire. We are sensitive to the fact that different patients have different needs so we provide different payment options to our patients. All financial discussions and arrangements are kept strictly confidential.

Payment is expected in full when service are rendered.

Payment Options:

Four your convenience we accept cash, check, money order, Visa, MasterCard, Discover, and American Express as payment for your dental services.

A courtesy discount of 5% is given for payment in full at the start of treatment to patients that do not have dental insurance.

Minnesota Care Tax is added to all treatment per Minnesota State Law.

A 1.5 % monthly finance charge (18% annually) will be applied to all outstanding accounts beginning at 90 days.

Any unpaid account over 90 days old will be turned over to a collection agency. You will be responsible for their fee.

Payment is expected in full when service are rendered.

Missed or cancelled appointments

Missed (failed) or cancelled appointments without at least 24 hours notice will result in a charge.

Dental Insurance

We will assist you in every way to prepare all of your claims and help maximize your insurance benefit; however, your estimated portion is due at the time of service. Since dental insurance is a contract between you and your insurance company, we will request payment directly from you for any claims your insurance company has not paid within 60 days.

Please remember that dental insurance is not designed to be a pay-all, but merely an assistance.

We recommend the best treatment options for your dental health. Your insurance company may or may not benefit all procedures. Our recommendations are based on your dental needs and not your insurance coverage. We request that you understand your policy in advance so that together we can make the best treatment decisions.

Please feel free to present any concerns or questions to our office at 952-884-1308

Our office is a provider for the following dental insurance companies:

Delta Dental - Premier
Premier
Humana
Blue Cross - Blue Shield - The Federal Employee Program
Doral Dental - U-Care for Senior's
Connection Dental/P.P.O. of U.S.A.

We also accept payment plans and work with an outside finance company to help you finance your dental needs:

Special Financing:

Our office works with CareCredit to assist you with your payments. For qualified applicants, interest-free payments can be spread over a 3, 6 or 12 month period. Finance company approval must be obtained prior to starting your treatment. Please see either the CareCredit information below.

No Interest Payment Plans

3, 6, & 12 month plan options
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No interest if the balance is paid within the specified time period.
Low minimum monthly payments

Extended Payment Plans

24, 36, 48, & 60 month plan options
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For procedure fees from $1,000 to over $25,000
11.90% interest rate
Monthly payments as low as $25 for a $1,000 fee balance

With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details.

As a service to our patients, we are pleased to offer the CareCredit card, the nations leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.

CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 to $25,000, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.

CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details.