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Financial Policies

Esthetic and restorative dentistry are excellent investments in an individual's well-being. We firmly believe that financial considerations should not be an obstacle to obtaining the treatment you desire. We are sensitive to the fact that each patient has different needs and have several payment options available so that treatment is accessible to everyone. All financial discussions and arrangements are kept strictly confidential.

PAYMENT OPTIONS:

Payment is expected in full when service are rendered.

For your convenience we accept cash, check, money order, Visa, MasterCard, Discover, and American Express as payment for your dental services.

A courtesy discount of 5% is given for payment in full at the start of treatment to patients that do not have dental insurance.

Minnesota Care Tax is added to all treatment per Minnesota State Law.

A 1.5 % monthly finance charge (18% annually) will be applied to all outstanding accounts beginning at 90 days.

Any unpaid account over 90 days old will be turned over to a collection agency.  You will be responsible for their fee.

Missed or cancelled appointments

Missed (failed) or cancelled appointments without at least 24 hours notice will result in a charge.

Dental Insurance:

We will assist you in every way to prepare all of your claims and help maximize your insurance benefit; however, your estimated portion is due at the time of service.  Since dental insurance is a contract between you and your insurance company, we will request payment directly from you for any claims your insurance company has not paid within 60 days.

Please remember that dental insurance is not designed to be a pay-all, but merely an assistance.
We recommend the best treatment options for your dental health.  Your insurance company may or may not benefit all procedures.  Our recommendations are based on your dental needs and not your insurance coverage.  We request that you understand your policy in advance so that together we can make the best treatment decisions.

Please feel free to present any concerns or questions to our office at 952-884-1308

Our office is a provider for the following dental insurance companies:

• Delta Dental - Premier
• Premier
• Humana
• Blue Cross - Blue Shield - The Federal Employee Program
• Doral Dental - U-Care for Senior's
• Connection Dental/P.P.O. of U.S.A.

CareCredit for dental procedures

We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans.  CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget. 

Your healthcare credit card.

CareCredit is the credit card exclusively for healthcare services.  With no up-front costs and no pre-payment penalties, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need.  CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatments.  Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

• Low minimum monthly payments
• No up-front costs, no pre-payment penalties

Learn more by visiting CareCredit.com or contacting our office. Ready to apply? Apply online for your CareCredit card today.